Weighing the pros and cons of cash vs. credit can help you strategize your spending habits and get the most out of your money. If you’re wondering if you should carry cash or rely on plastic, consider your financial goals first. Here’s a guide to getting started. You have plenty of ways to spend...

In the complex and fast-paced modern business world, you need an advanced set of treasury solutions to keep your information secure, increase your operational efficiency, and improve your cash flow. Read more on how treasury solutions can help improve your productivity and simplify workflow. In the...

In an ever-changing landscape, fraud continues to be a growing threat for most businesses. With 65% of companies reporting fraud attacks 1, it’s clear fraudsters are becoming more sophisticated causing devastation to their victim’s bottom line and operations. Now is the time to safeguard your...

Cryptocurrency scam threats continue to grow and are now the preferred payment method for fraudsters. According to the Federal Trade Commission in 2022, cryptocurrency was the most common payment method for fraudulent activity, with approximately $2 billion in transfers. Here’s an overview of...

Don’t let fraud prevention fall by the wayside. To survive in a world full of scammers and thieves, small businesses must take cybersecurity and check fraud seriously. Never trust a suspicious check, and don’t hesitate to request an alternative payment. Utilizing check payments to pay your vendors...

A vigilant remote work policy is the only way to safeguard your at-home employees from cybersecurity threats. While we’ve learned the value of remote and hybrid work over the past few years, we’ve also identified the pain points. Outside the office, your employees, their data, and your business...

The unfortunate reality is that cybercrime continues to pay, and as such, it continues to grow. This makes cybersecurity for small business an especially important topic for the small business world as most smaller companies have limited budgets—and therefore limited protection. Read more on how you...

Protecting our seniors from scams is crucial. Learn effective defensive tactics against scams targeting seniors to safeguard their finances. Don't let scammers take advantage! After a life of hard work, many baby boomers are now transitioning into their golden years. Perhaps you have already retired...

Empower yourself with the right questions to ask advisors in order to build a comprehensive wealth plan. Gain insights on important considerations and make informed choices to create a solid foundation for your financial success. Millennials as a generation have had to find unique ways to navigate...

Ensure a smooth transfer to the next generation with the essential steps outlined in our latest blog. Readers will learn valuable insights on how to prepare the next generation for managing wealth. Don't miss out on how to secure your family's financial legacy for generations. A lifetime of hard...

Take a look at these tips to effective money management with our straightforward budgeting guide, designed specifically for Gen Z. These essential tips can help set financial goals, make smart spending choices, and take charge of your financial future. When you’re just starting out, determining the...

Ranked Among the Highest Purchase Volumes for U.S. Visa® and Mastercard Commercial Card Issuers September 7, 2023 — Denver, Colorado - Citywide Banks, a division of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the...