![](/sites/default/files/styles/banner/public/image/october_consumer_newsletter_webpage_hero_image_option_2.jpg.webp?itok=2xtZMvmu)
Weighing the pros and cons of cash vs. credit can help you strategize your spending habits and get the most out of your money. If you’re wondering if you should carry cash or rely on plastic, consider your financial goals first. Here’s a guide to getting started. You have plenty of ways to spend your money, between cash, credit, debit and digital wallets. But ultimately, it boils down to just two choices: cash vs. credit. Debit cards and digital wallets don’t grow the funds within; they’re just electronic cash. Meanwhile, credit cards allow you to buy now and pay later. Which is superior? When...