Citywide Banks offers a broad range of interest-earning and non-interest-earning checking accounts, as well as a series of personal savings account options. Select the account that best fits your household's needs. Stop by any branch location or contact your local branch to open your account.
NON-INTEREST-EARNING Checking Accounts
PERSONAL ECONOMY CHECKING View summary brochure
Designed for customers who anticipate low account activity and prefer predictable fees without having to worry about maintaining a specific balance.
PERSONAL CHECKINGView summary brochure
An account for customers who write a higher number of checks and are interested in maintaining a specific balance to avoid monthly service charges.
Write an unlimited number of checks at
no charge
Low minimum balance required to avoid monthly balance service fee
FREE for first year! Monthly balance service fee is waived
Check images available via OnlineOption FREE or with your statement for $5 extra per month
With every new Personal Checking Account, Citywide Banks waives Online Bill Pay fees for your first year. Using our secure website, you can avoid worrying about due dates and the post office when paying your bills from any computer with Internet access. Learn more about Online Bill Pay
INTEREST-EARNING Checking Accounts
PERSONAL INTEREST CHECKING View summary brochure
Designed for customers who want to earn interest with the convenience of unlimited check writing.
Earn interest on daily ledger balance
Write an unlimited number of checks at no charge
Maintain a minimum balance to avoid monthly balance service fee
Check images available via OnlineOption FREE
or with your statement for $5 extra per month
PERSONAL SAVINGS View summary brochure
Designed for customers who want to earn interest on balances in an accessible savings account (subject to maximum allowable limits).
Earn interest on daily ledger balance
Convenient withdrawal access
(limited # allowed)
Quarterly statements
Minimum daily balance can offset monthly balance service fee
MONEY MARKET ACCOUNT View summary brochure
Designed for those who wish to earn a market rate of interest with the convenience of check access (subject to maximum allowable limits).
Competitive rate of return
Convenient check access (limited # allowed)
Minimum daily balance requirement to offset monthly balance service fee
HEALTH SAVINGS ACCOUNT (HSA)* View summary brochure
An account designed for tax-deductible funds to pay qualified medical expenses for individuals enrolled in a high-deductible health insurance plan.
Interest earned on daily balance when
balance is $100 or more
$3 monthly balance fee if daily balance falls below $1,000
INDIVIDUAL RETIREMENT ACCOUNT (IRA)* View summary brochure
Traditional and Roth IRA accounts are available to help you meet your retirement savings goals. IRAs are subject to a penalty for early withdrawal.
Stop by any branch location to open an IRA account.
* For eligibility requirements and tax benefits consult your tax advisor
CERTIFICATES OF DEPOSIT (CD) View summary brochure
A time-deposit account for customers wishing to earn a higher fixed rate of interest for a defined term. Multiple rates and terms are available. CDs are subject to a penalty for early withdrawal.
Learn more about Online Bill Pay