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FDIC Protection

Unlimited FDIC Insurance Coverage for Eligible Checking Accounts through Transaction Account Guarantee Program

 
Citywide Banks is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts at Citywide Banks are fully guaranteed by the FDIC for the entire amount in the account.
 

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

>>Click here to learn more about general coverages

For Citywide Banks PERSONAL BANKING Customers, this program covers noninterest-bearing checking accounts and NOW accounts with an interest rate that cannot exceed 0.25% through December 31, 2010. Those accounts include:

  • Personal Checking
  • Personal Checking with Images
  • Economy Checking
  • Employee Direct Checking
  • Interest Checking (NOW)
  • Interest Checking with Images (NOW)
  • Charter Checking Accounts (NOW)
  • Senior Advantage Checking (NOW)
  • Health Savings Accounts (NOW)

For Citywide Banks BUSINESS BANKING Customers, this program covers noninterest-bearing checking accounts, NOW accounts with an interest rate that cannot exceed 0.25%, and COLTAF accounts through December 31, 2010. Those accounts include:

  • Business Checking
  • Business Economy Checking
  • Business Analysis Checking
  • Cash Management Checking
  • 1031 Citywide Exchange Checking
  • COLTAF Interest Checking
  • Business Interest Checking (NOW)

If you have questions about FDIC coverage limits and requirements, please visit www.myFDICinsurance.gov, call toll-free 1-877-ASK-FDIC, or contact your Citywide Banks representative.